Dena Bank Maximum ATM Withdrawal Limit | Dena bank ATM Withdrawal limit | Dena Bank Cash Withdrawal Limit

April 15th, 2014

Dena Bank Maximum ATM Withdrawal Limit | Dena bank ATM Withdrawal limit | Dena Bank Cash Withdrawal Limit

Dena Bank is the one of the leading bank in India. Dena Bank savings account customer receive a ATM cum Debit card to withdraw cash anytime from ATM. But Dena bank has imposed the maximum transaction limit on his ATM card for cash withdrawal.
Dena bank ATM Card limit actually imposed to secure the customer money & avoid the ATM card misuse.

Dena Bank Maximum ATM Withdrawal Limit for Dena ATM Card:

  • Daily maximum cash withdrawal limit for Dena ATM Card is Rs 20000


Dena Bank Maximum ATM Withdrawal Limit for Dena Insta Card :

  • Daily maximum cash withdrawal limit for Dena ATM Card is Rs 20000


Dena Bank Maximum ATM Withdrawal Limit for Dena EMV Chip International Gold Debit Card :

  • Daily maximum cash withdrawal limit for Dena ATM Card is Rs 25000


Dena Bank Maximum ATM Withdrawal Limit for Dena RuPay KCC Debit cum ATM Card for DKCC holder:

  • Daily maximum cash withdrawal limit for Dena ATM Card is Rs 5000


Dena Bank Minimum ATM Withdrawal Limit:

  • Daily minimum limit of cash withdrawal for any ATM is Rs100

DBS Bank Branch Address Kolkata | DBS Kolkata Contact Details

March 22nd, 2014

DBS Bank Branch Address Kolkata | DBS Kolkata Contact Details

DBS is a leading financial services group in India. DBS has 250 branches & awarded as Safest Bank in Asia. DBS

Bank has its branch in Kolkata.

DBS Bank Branch Address Kolkata:

4A, Little Russel Street,
Kolkata
PIN: 700071

DBS Kolkata Contact Details:

  • Call +91-033-6621 8888 to contact DBS Kolkata branch

How to Pre Pay Foreclose the SBI Home Loan | Foreclosure Prepayment Charge of SBI Housing Loan

March 5th, 2014

How to Pre Pay Foreclose the SBI Home Loan | Foreclosure Prepayment Charge of SBI Housing Loan

SBI offer home loan to all Indian citizen including middle to upper class people. You can close the home loan of State Bank Of India any time.

Procedure To Pre Close The SBI Home Loan:

  • You need to contact the SBI home loan main branch
  • SBI official will calculate the remaining principle balance amount
  • You need to fill up the SBI Home loan pre closure form
  • Then you need to give check of remaining principle amount to bank
  • SBI will issue a temporary receipt of foreclosure
  • Pre Closure letter will be mailed to your registered address within 7-10 working days


Foreclosure Prepayment Charge of SBI Housing Loan:

  • Unlike other banks, SBI has zero Foreclosure Prepayment Charge

When You Can Pre Close The SBI Home Loan:

  • You can pre close the SBI home loan anytime during the loan period

Memory Leak in Java | Cause of Memory Leak in Java

March 5th, 2014

Memory Leak in Java | Cause of Memory Leak in Java

Memory leaks is a common error in programming, especially when using languages that
have no built-in automatic garbage collection, such as C and C++. In these type of
programming languages when you need memory then you have to allocate the memory
from OS and when your task completed then you have to release the memory manually.
Means developer is only responsible for memory management and it depends on once
programming .
But languages like java has there own automatic memory management. Java Virtual
Machine periodically checks which objects in memory are still being used and which are
not. Unused objects are removed from the memory and the memory is reused again.
This process is called garbage collection and the corresponding piece of JVM is called
Garbage Collector, or GC. So memory management in java is fully depended on
garbage collector. But Garbage Collector will run according to it s algorithms used and developer can only
request Garbage Collector . But is not necessary that it will run and will claim the
memory. Memory leaking often happens when writing small programs which use file IO. You open
the file, write your data, but don’t close it once you’re done.

1) Usage of Static variables of type HashMap, HashSets, Collections… etc , they will never be garbage collected.

2) Class loading leaks

3) This post is about resource management in java You are right things like
a) not closing the file descriptors,
b) not closing the socket connections.
c) not closing the jndi context,
d) not closing the jdbc connections etc.
e) not closing the jms sessions.
We don’t have to worry about that any more, because from jdk 7 onwards we have” automatic resource management feature”.
Prior to jdk 7 we will use some thing like this
try {
// open
}
catch(Exception e) {
}
finally {
// close here.
}
So the programmer should take the responsibility for closing all the open streams.

But with jdk 7 we have “try with resources”
try (FileOutputStream out = new FileOutputStream(”output”); )
{
// Do something useful with those file streams
}

Here the file output stream automatically closes when the program execution comes out of try block so programmer need not have to worry any more.

TCS Female Associate Gang Raped Sexually Assaulted and Killed in Chennai | TCS Siruseri – Horror Place To Work For Girls

February 25th, 2014

TCS Female Associate Gang Raped Sexually Assaulted and Killed in Chennai | TCS Siruseri – Horror Place To Work For Girls

Uma Maheshwari TCS - TCS Female Associate Gang Raped Sexually Assaulted and Killed in Chennai-TCS Siruseri - REAL Horror Place To Work For Girls

One more TCS female associate was again brutally killed in Chennai. It is suspected that she was sexually assaulted and gang raped before stabbed to death.
The dead body of Uma Maheshwari was found in the SIPCOT IT PARK , Siruseri . The 24 year Old TCS employee was reported to be missing since last week (13 th February) . She usually goes by cab and leaves by 11 pm . On the day she was claimed to be missing , she has not used the cab and has also left early . She has preferred to walk to the bus stand from TCS office which is approx 2 Km. The distance is not so much but the place is not Quite safe . Most part of the Sipcot IT park , esp close to the entrance are just covered with bushes on either side and are completely isolated.

Tamil Nadu Police Crime Branch-CID (CB-CID) on Tuesday arrested two people in connection with the murder of Uma Maheshwari.2 construction workers have been caught and have confessed the gang rape and murder. 2 others are still at large.This is the second time in as many months that a TCS female associate has met with the same fate…..Rape and then brutally burnt alive.

The place that I just mentioned are used by local people , drivers for boozing . I Work in night shift and I have seen women employees walking alone in the night . Such acts are very unsafe . Its very painful to pen down about the demise and that too of a colleague from the same office .
Dear all , please be more careful . Think before doing something . In this case , If Uma has either used cab or waited for the public transport , she could have averted the incident .
Lets pray for her soul to rest in Peace .

The news has come as a blow to the society again. The sudden demise of this young associate has again taught everyone to be safe and secure, but as usual for only a few days. After a couple of days, all that carelessness, casual attitude and freaking independence will exploit the minds and all again everyone would start their normal lives which they have been used to. This is not only a matter of safety for women, but for all humans. Till date, we have got so many instances that a moment could change our as well as our families’ lives. Being brave, confident, independent is not at all a bad thing but when we are traveling alone late nights or early mornings, then who is the audience of this bravery….NOONE. There’s a simple point, do everything what you want to but not at the cost of your own safety because you might not be worried about yourself, but people around you, people in your life are every moment caring for you. Just think about them before taking any stupid step. At the end, would wrap up by saying that Precaution is always better than Cure, because mates these days we don’t even get a chance for Cure.Be Safe and Keep your beloved always in your mind.

HDFC SMS BANKING Registration | Know HDFC Account Balance By Calling Toll Free Number

February 23rd, 2014

HDFC SMS BANKING Registration | Know HDFC Account Balance By Calling Toll Free Number

Now it is very easy to know your HDFC Bank account balance & HDFC bank account mini statement to your mobile by just giving a call to HDFC Toll Free number.

How To Register With HDFC SMS BANKING:

You can login into your HDFC Netbanking
Goto right top corner to find the SMS BANKING Registration link
Click on that link
Select your account number & provide your mobile number
Continue & Confirm


How To Know HDFC Account Balance By Calling Toll Free Number:

  • Call 18002703333 & HDFC will send the account balance through sms in your registered mobile number

How To Know HDFC Account Mini Statement By Calling Toll Free Number:

  • Call 18002703355 & HDFC will send the account mini statement through sms in your registered mobile number

Code List For HDFC SMS Banking:

All the customers in India, please send SMS ‘Bal’ to 5676712 to check your account balance using SMS Banking.
All the customers with overseas mobile connection, please send the SMS to 919717465555.

  • Transaction  SMS to be sent to 5676712 / 919717465555
  • Balance Enquiry  BAL
  • Mini Statement TXN
  • FD Enquiry FDQ
  • Cheque Status Enquiry CST (Cheque Number)
  • Stop Cheque  STP (Cheque Number)
  • Cheque Book Request CHQ
  • Bill View BIL
  • Change Primary A/c NEW (14 digit Account Number)
  • IPIN Regeneration Request IPIN

Snow in Budapest in Winter 2014 | Snow Picture Of Budapest Hungary

February 8th, 2014

Snow in Budapest in Winter 2014 | Snow Picture Of Budapest Hungary

Budapest in WinterCoffe Break in Budapest in Winter

Priestly, the famous English novelist and playwright once said “The first fall of snow is not only an event, it is a magical event. You go to bed in one kind of a world and wake up in another quite different, and if this is not enchantment then where is it to be found?” This is exactly the feeling I had when I woke up today morning.

Budapest has been home to me since December 2011. Every year I eagerly wait for it to snow. Although, the mercury falls well below -20 degrees in the peak of winter, the white blanket of snow that covers the city offsets the biting cold. The city is very well protected by the Buda hills so we are spared the Siberian chill that most of the eastern neighbors experience.

Snow in Budapest in Winter2014Snowfall in Budapest

Budapest city

Snow also brings brightness to the dreary and gloomy dark days. We get even luckier sometimes when the sun shines. The golden reflection on the floating pieces of ice in the almost frozen Danube at dusk is a sight to behold.

It is already the end of January. Today has been the first day of snow. There is a long winter ahead of us. Global warming is taking its toll on the environment. Hopefully we’ll be kinder to our world and ourselves. And what is done cannot be undone. But let us do no more harm.

Heavy Snowfall in BudapestRoad of Budapest in winter

Here are some photo memories from another year. If the snow lasts for a while, there’ll be more photo opportunities and perhaps a travelogue for @tcs.

Snow in Budapest

Turkey Travel Review | One Week Turkey Travel Guide | Turkey Travel Guide For Indian

February 8th, 2014

Turkey Travel Review | One Week Turkey Travel Guide | Turkey Travel Guide For Indian

Cirali Beach in Turkey -Turkey Travel Guide for Indian

My list of dream destinations didn’t include Turkey, but having visited the country in December last year, I have to say that it should have a place on everyone’s ‘must-see’ list.

Always eager to explore new places, I was more than excited at the prospect of visiting Turkey. But, with just about a weeks’ time at our disposal, some serious research was necessary to make the most of it. As we were planning a trip in December, one of the coldest and wettest months in Turkey and the opposite of tourist season which lasts from April to October, we also had to consider the weather while deciding on the itinerary. While Turkey offers many fascinating places and natural wonders to explore, beautiful beaches are usually my top priority while planning any trip. Having never been to the Mediterranean cost, a place on the cost was the obvious first choice.

During my research I was fascinated by Oludeniz, located at the conjunction of Aegean and Mediterranean seas. The place seemed picture perfect, but the month of December wasn’t the best time for a visit. We finally decided on Antalya. The place promised great beaches and a pleasant weather. So we decided to start our Turkey adventure from Antalya. Preferring slightly offbeat destinations, we decided to visit Cirali, a lesser known costal hamlet about 80 kms from Antalya next. Our final stop would be Istanbul, as any trip to Turkey would be incomplete without exploring its historical and cultural center.

Our journey took off to a rocky start with the flight from Istanbul to Antalya delayed by almost two hours because of snowfall. But following a good night’s rest in Antalya, we got up to find the sky a clear blue. Antalya is a picture perfect town with snowcapped mountains on one hand and the sapphire sea on the other. We caught an early bus to Cirali and on the way stopped to explore Phaselis. It’s a lovely place where you can explore ruins of majestic gates, ancient baths and an amphitheater. The place has a beautiful calm beach. After spending some time at Phaselis we continued our journey to Cirali and landed at a humble home-stay nestled amongst orange trees run by a lovable couple.

The small resort resembled a ghost town with almost all the shops, except a lone supermarket and a single restaurant, closed during the offseason. Having fortified ourselves with a decent lunch at the restaurant, we set out to explore the beach. It’s difficult to put the beauty of the place into words. Having never seen so many shades of blue in a sea, I found it breathtakingly beautiful. Also, there is a definite charm to having the whole place to oneself. After walking along the beach for some time we came to the ruins of the Olympos. Walking along the empty streets of the ruined city I couldn’t help wondering where else one can find an amazing sea, white sand beach, snow-capped mountains and ancient ruins all at one place. Near Cirali we also visited Chimaera, where flames have been burning since ancient times over permanent gas vents.

Saying goodbye to Cirali was sad and I hope to see it again someday, preferably in summer, in its full glory. The following day we explored the old part of Antalya and gorged on some amazing Turkish food, for me this meant trying as many different desserts as possible. We spent the last two days of the trip in Istanbul taking in the sights of the old city, Sultanahmet Mosque, the Blue Mosque, Topkapi Palace, Hagia Sophia, the museum, the grand bazaar and the spice market. We shopped, dined and had endless cups of Turkish tea. The Bosphorus cruise, although rather touristy, is highly recommended.

If you are looking for a place that combines breathtaking natural beauty, fascinating history and some amazing food, then you can hit the jackpot with Turkey. The country remains on my list of dream destinations as there is so much more of Turkey that I look forward to exploring.

Kotak Life Insurance Branch Gandhidham | Kotak Life Gandhidham Phone Number | Kotak Mahindra Gandhidham Gujarat

January 26th, 2014

Kotak Life Insurance Branch Gandhidham  | Kotak Life Gandhidham Phone Number |  Kotak Mahindra Gandhidham Gujarat

Kotak Mahindra Life Insurance has its branch in Gandhidham. Below we mentioned the address & phone number of Kotak Mahindra Life Insurance Gandhidham Branch. Kotak Life welcome customer regarding their query.

Kotak Life Insurance Gandhidham Branch Address:

1st Floor,
Sun Plaza,Plot No 332,
Sector 1/A,Opp. BMCB Park,Near TVS Showroom,
Gandhidham,
Gujarat

Kotak Mahindra Life Gandhidham Phone Number:

  • Call 2836 654905  to contact Kotak Life Gandhidham office

If you have any complain or query regarding Kotak Mahindra Life Gandhidham branch, feel free to post in comment section below.

TCS China Onsite Salary Structure | TCS Onsite Salary Components In China | TCS China Tax Regulations

December 15th, 2013

TCS China Onsite Salary Structure | TCS Onsite Salary Components In China | TCS China Tax Regulations

TCS China Onsite Salary Structure - TCS Onsite Salary Components In China - TCS China Tax Regulations

I work on payroll of TCS Shanghai and on deputation. It is observed in our salary slips that we are only provided one component as BASIC SALARY, hence we are required to pay tax on the full amount. As per China tax laws if an employee is paid HRA and he provides a legal invoice (fapio) the same can be allowed as deduction reducing tax liabilities of the individual.

Here is an e.g.

Say an associate earns a salary of 35000 CNY in Shanghai. In this case the whole amount is provided as basic Salary. The tax calculation will be as under

35000-4800= 30200.

China tax regulations provide standard deduction of CNY 4800 to all expats hence the same is deducted so the taxable salary comes to CNY 30200.

The rates for tax in China are as under :

Slabs                  Rates                   Quick Deduction
<1500                     3%                     0
1500 to 4500           10%                   105
4500 to 9000           20%                    555
9000 to 35000         25%                  1005
35000 to 55000       30%                   2755
55000 to 80000       35%                  5505
>80000                  45%                  13505

In the above case the tax would be

  • 30200*25% = 7550 – Quick Deduction of 1005, hence the taxable income would be CNY 6545

Now assume that the salary is having a component of HOUSE RENT which as per china tax law is deductible as mentioned above.

The tax payable would be as under. Assuming he gets HRA for 6000 CNY.

35000-6000-4800 = 24500

24500*25% = 6125 – 1005, net tax payable would be CNY 5120.

From the above it can be seen that each associate can save a minimum of CNY 1500 per month if the same is being implemented. If the same is calculated on a year basis it turns out to be CNY 18000 per annum which is not at all a small sum. It is hard to believe that many Indian companies in China provide this benefit to their employees why the same is missing in TCS.