LIC Jeevan Arogya Policy Limitation | LIC Jeevan Arogya Policy Benefits
LIC Jeevan Arogya Policy Limitation | LIC Jeevan Arogya Policy Benefits
Life Insurance Corporation Of India affer an exclusive plan for customer. Customer can avail both Life Insurance & Health Insurance in this plan.
But like every plan, LIC Jeevan Arogya Policy has some benefits & limitation. We will discuss them below.
LIC Jeevan Arogya Policy Benefits:
- You get coverage for both Life insurance & health insurance
- LIC Jeevan Arogya Policy offer flexible premium payment options
- LIC Jeevan Arogya Policy offer No claim benefit
- LIC Jeevan Arogya Policy offer Hospital cash benefit
- You also covered under all Surgical Benefit
- Day Care Procedure Benefit is offered under LIC Jeevan Arogya Policy
- Premium waiver Benefit is also available
LIC Jeevan Arogya Policy Limitation:
- LIC will not pay for any Pre-existing Condition unless disclosed to and accepted by LIC
- Routine or prescribed medical check up will not be covered
- Medical expences related mainly with diagnostic, X-ray or laboratory examinations will not be paid
- Circumcision, cosmetic or aesthetic treatments, change of gender surgery, plastic surgery will not be paid
- Hospitalization or Surgery for donation of an organ will not be covered under LIC Jeevan Arogya Policy
- Dental treatment or surgery will not be paid
- Self afflicted injuries or attempted suicide will not be paid
- Any treatment arising for drugs or alcohol will not be paid
- Treatment for AIDS will not be covered under LIC Jeevan Arogya Policy
- Any treatment related with pregnancy will not be paid
- Any treatment caused for military operations or terrorist activity will not be covered under LIC Jeevan Arogya Policy
- Treatment caused for any kind of natural hazard will not be paid
- Non-allopathic methods of treatment will not be paid