ICICI Bank provide online money transfer facility/Remittance for NRI . ICICI Money2India provide a paper less money transfer service which enables you to send money directly from your bank account in USA to your beneficiary in India with a nominal charge.

Specification Of ICICI Money2India:

• ICICI Money2India use US Automated Clearing House (ACH) network to directly transfer money
• Most Secure online money transfer facility.

Benefits Of ICICI Money2India:

• ICICI Money2India money transfer facility is completely online process. Transferred cash will be directly deposited to beneficiary account.
• You can track ICICI Money2India process online
• ICICI Money2India provide automatic recurring money transfer – You can transfer funds automatically at regular intervals
• ICICI Money2India provide the highest sending limit. You can transfer upto $7500 everyday
• ICICI Money2India provide predefined fixed exchange rate. Exchange rate is comparatively good than other money transfer agency.Click here to see the current exchange rate.

Charge of ICICI Money2India:

• ICICI Money2India charge very minimal of $2 upto $1000 transfer & no fee for above $1000
• INR 25 will be deducted as Foreign currency conversion charge
• INR 25 will be deducted from the amount to be paid to the beneficiary

Are you want to use ICICI Money2India ? Click here to register now.

Still in doubt? Want more details of ICICI Money2India- Click here .

HDFC BANK Is Declared as The Most Technology-friendly Bank.This is announced at the Businessworld Best Bank Awards.Best Bank Awards is awarded to bank performing Best Bank, Fastest Growing Bank, Most Tech-savvy Bank, Best Banker and Lifetime Achievement, among others.

Here is The BusinessWorld Annuals Award At a Glance:

• The Most Technology-friendly Bank: HDFC BANK
• Best bank Award: SBI
• Fastest Growing Bank: Axis Bank
• Banker Of The Year: Mr. OP Bhat, Chairman, SBI
• Lifetime Achievement award: Mr. M Narasimhan, former RBI Governor.

OxiCash is the Indian leading online payment solution.Now you can pay your mobile,electricity bills & all utility bills payment.OxiCash is a virtual e Wallet. You need to transfer cash from your credit card,debit card,Net Banking & keep in OxiCash e Wallet.OriCash is a part of Oxygen,MobiBuzz.

Best Features of OxiCash – Online payment :

• It is absolutely free of cost.
• OxiCash give you Rs 1.00 bonus in your account at the time of registration.
• OxiCash is totally secure online payment gateway
• OxiCash use 128 bit encryption to secure your payment.
• No transaction fee
• OxiCash is easily accessible from Internet & Mobile through GPRS
• OxiCash will reduce exposure to your Credit/Debit Card

Where You Can Use OxiCash – Use of OxiCash Payment :

• To recharge your prepaid mobile
• To book air ticket
• To book Travel Ticket
• To buy gift,flower.
• To download Mobile songs,pictures,wallpaper
• To recharge TataSky,Sun Direct DTH,

In future OxiCash will over more various online payment option like post paid mobile bill,Online shopping,Donation in charity etc.Click here to visit OxiCash.

If you need personal loan, you need some document for income proof, residential address proof, age proof, income proof.

Here is some most common documents needed to get a personal loan:–

• PAN Card (Also Driving License accepted)
• Voter Id card
• Passport
• Bank Statement(For last 3 month)
• Latest PaySlip(If Salaried)
• Ration Card,Utility Bill for Proof of Residence
• 8-10 passport size photograph

Where to Contact for personal Loan to check interest rates?

 Check below but remember to show your eligibility, show your permanaent source of regular incomes as well as banks always check the repayment capacity of the borrowers.

 For ICICI BANK: Goto http://www.icicibank.com/Pfsuser/loans/personalloans/plhomepage.htm

For HDFC BANK: Goto http://www.hdfcbank.com/personal/loans/personal_loans/personal_loans.htm

For SBI: Goto http://www.statebankofindia.com/viewsection.jsp?lang=0&id=0,1

For AXIS BANK: Goto http://www.axisbank.com/personal/loans/personalpower/Personal-Loan.asp

For CITI BANK: Goto http://www.online.citibank.co.in/portal/newgen/seo/loans/personalloan/personal-loans.htm

For HSBC BANK: Goto http://www.hsbc.co.in/1/2/personal/loans/personal-loan

Now ICICI BANK netbanking customer can prepare & file IT Return online through Taxsmile.com.You can fillup & file IT Return in secure & simple way.

You just need:

• A Internet connection
• Be an ICICI BANK customer
• Should registerd with Netbanking facility.

taxsmile.com offer 2 package for ICICI BANK customer.

TaxSmile Silver: You have to answer some online question for preparation of return.Taxsmile file this return online.Cost is very less only Rs250(ICICI Bank customer get a discount of Rs25).

TaxSmile Gold: This is the best recommended plan for using TaxSmile. You get a lots here.You can file truen online with Digital Signature & also with physical file support(If you wish).This plan cost you Rs.400(ICICI Bank customer get a discount of rs 50).

Befinits of taxsmile:

• Site is verisign secure. So this is one of the safest site.
• Site is Mcafee Secure.
• Limitation of this offer:
• This offer only for some lucky ICICI Bank customer.

Contact Details:

• Phone Number: 080 67821616
• Email id: info@taxsmile.com
• website: www.taxsmile.com

How to Choose your Netbanking Password :

• Destroy the PIN mailer after memorizing it and/or change the PIN after the first usage.
• Change your Internet Banking Password (both Login and Transaction) after your first login and thereafter regularly (at least once in a month).
• You should use a unique password for each Web site and purpose. In case you have more than one Internet Banking User ID, use a different password for each of your Internet Banking User IDs. You may also view all your accounts with ICICI Bank under a single User ID by linking your various accounts to your preferred Internet Banking User Id.
• Your password should be complex and difficult for others to guess. Use letters, numbers and special characters [such as !,@, #,$, %, ^, &,* (, )] in your passwords. These increase the security of the passwords.
• Don’t use passwords that are obvious, like your name/ nickname, names of family members, your address, phone number, or any other information that a thief might find in your purse or wallet.
• Never share your passwords with others, including family members. Do not disclose your Internet Banking password to anybody

Be careful when responding to emails:

You may get messages that seem like they are coming from HDFC Bank seeking confidential information. This activity is commonly known as phishing. Through such messages, you may be directed to websites appearing to be genuine, and asked to key-in your confidential information.

Beware of such messages.

• Please always bear in mind that:
• Any Bank will never ask for any confidential information such as password, customer ID, Credit Card number or PIN, CVV, DOB, and so on over an email
• A phishing email will normally have a tone of urgency like Your account will be temporarily suspended and therefore please Login to keep your account active.
• Before you share any information on a website in response to an email, always assure that the URL shown in the email matches the URL of the bank website. If it does not, you have valid reason to suspect theres something fishy.
• Check for the security pad lock icon at the bottom right side of the webpage, when you are connected to the NetBanking site.
• Please remember the bank will NEVER send such emails to its customers.
• If you are doubtful about the credibility of the email, please DO NOT click on any link provided in the email. This may trigger malicious codes being installed on your PC.

Ensure your Personal Computer is protected:

• Fraudsters send genuine-looking emails that contain viruses and Trojans (A Trojan refers to a program that appears to be safe, but hidden inside, is usually something harmful, probably a virus). These viruses / Trojans, install a malicious code on your PC without your knowledge. They extract your confidential information that fraudsters use to access your bank account.
• Here are a few important action points that you should bear in mind:
• Keep your PC updated with the latest anti-virus / anti-spyware software
• Install a personal firewall on your PC to protect your account
• Keep your PC updated with the latest security patches and, most importantly,
• Do not click on links or open attachments in unknown or unsolicited (spam) emails
• Do not to make purchases on unknown sites or sites whose credentials are doubtful

DO NOT transfer funds to OR share your account details with, unknown / non-validated sources:

Many phishing fraudsters are located overseas. They need a Money Mule to route the money into their country of origin. A Money Mule is someone who receives the illegal funds into his account, withdraws it and sends it to the fraudster after keeping his commission. This may be easy money, but is illegal. Such requests could come to you through emails, advertisements on genuine recruitment web sites, instant messaging / SMS, and advertisements in newspapers and even on social networking websites.

Follow these Dos and Donts:

• Do not be conned by emails offering you a chance to make easy money, especially if it is coming from overseas
• Check out the company making you a job offer if any fund transfer to them is involved. Check their contact details to find out if they are genuine
• NEVER share your bank details
• Beware of ads / notices seeking UK Representatives or Agents to act on their behalf for a period of time
• Always type the address of the website in the address bar of your browser or access it from your stored list of favourites.
• Check for your Last Login Time
• Review your account statements carefully
• Sign Up for SMS Alerts

CAUTION: Remember, if you agree to participate in any such money transfer schemes for a commission, you are performing an ACT that is ILLEGAL.

Be aware, practice safe computing rules and protect your money.

For start earning, you just need a PAN card & demat account.

If you don’t have a PAN card, just apply online for it.Goto https://tin.tin.nsdl.com/pan/index.html & apply online. You will get new PAN card within 15-20 days.

Now you just need a demat account.Now many company offer demat account.But in India, ICICI Bank demat account is best.ICICI Demat Services boasts of an ever-growing customer base of over 11.5 lacs account holders. In our continuous endeavor to offer best of the class services to our customers.

Just goto http://www.icicibank.com/Pfsuser/demat/dappliprocess.htm & download a account opening from today.Fill the form & submit the form to ICICI demat enabled branch. Just see http://www.icicibank.com/Pfsuser/demat/SDO_list.xls for list of all ICICI bank demat enabled branch.

Here is the best features of ICICI Bank demat account–

1. No fee for opening a DP account with ICICI.
2. NRI can also open demat account.
3. Indian user can buy overseas stocks like Google,Microsoft etc.
4. You will get Zero Balance Savings account.
5. They offer a free international debit card.
6. Best trading platform in India.
7. Low bandwidth sites for dialup users.
8. Low trading cost at intraday trading & also delivery.

So, Don’t wait. Just open a account & start buying Blue-chip share like L&T,Reliance,Infosys etc.